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Master Your Credit, Build Your Wealth
Join Dream Makers Financial Literacy for a transformative 4-part workshop series designed to revolutionize your understanding of credit and unlock powerful financial opportunities. Whether you're planning to buy your first home, start a business, or simply take control of your financial future, this comprehensive program will equip you with the knowledge and tools you need to succeed.
📅 Wednesday, October 22 | ⏰ 7:30–8:30 PM CST | 📍 Zoom
We’re thrilled to welcome Mr. Loly Katalika, founder of NextDestiny, to lead our next Credit Month session! With over a decade of experience in auto finance, credit, and business development, Loly is on a mission to help families rebuild, invest, and thrive.
This session is packed with insights for entrepreneurs, car buyers, and anyone ready to level up their financial future.
✅ Business credit strategies
✅ Auto loan navigation
✅ Real-world tools & support
📲 Register now: CDM Credit Workshop
Session #1
October 8: Credit Fundamentals
Discover how the credit system works, understand credit reports and scores, and learn the foundation principles that govern credit decisions. This essential session sets the stage for everything that follows.
Session #2
October 15: REAL ESTATE SUCCESS STORIES
An exceptional session featuring our distinguished Dream Makers, Melanie and Gilbert Mulamba of Melhouse International!
Learn from the REAL experts! With hundreds of homes sold and thousands of clients served in DFW, Melanie and Gilbert will share:.
Your Expert Guide to Financial Freedom
Led by Patrick Dekale Nawazkhan
This exclusive workshop series is led by Patrick Dekale Nawazkhan, a seasoned financial expert with years of experience helping individuals and businesses navigate the complex world of credit and wealth building.
Patrick's practical, results-driven approach has helped hundreds of clients improve their credit scores, secure favorable loan terms, and build lasting financial stability. His expertise spans personal credit optimization, business credit establishment, and strategic financial planning.
Special Guest: Session 3 features Loly Katalika, bringing additional insights on business and auto credit strategies.
Four Powerful Sessions, One Life-Changing Journey
Our carefully structured curriculum takes you from credit fundamentals to hands-on implementation, ensuring you not only understand credit principles but can apply them immediately to transform your financial situation.
1
October 8: Credit Fundamentals
Discover how the credit system works, understand credit reports and scores, and learn the foundation principles that govern credit decisions. This essential session sets the stage for everything that follows.
2
October 15: Personal Credit Mastery
Deep dive into mortgages, personal loans, and student loans. Learn strategies to improve your credit score, qualify for better rates, and navigate the personal lending landscape with confidence.
3
October 22: Business & Auto Credit
Explore business credit building techniques and auto loan navigation strategies. Special guest Loly Katalika shares insider knowledge on establishing strong business credit and securing favorable auto financing.
4
October 29: Implementation Workshop
Put your knowledge into action with hands-on activities, personalized guidance, and practical exercises. This interactive session ensures you leave with a clear action plan for your financial future.
Comprehensive Curriculum Designed for Real Results
This isn't just another credit workshop—it's a complete transformation system that addresses every aspect of credit and wealth building. Our curriculum is designed to give you practical, actionable knowledge you can implement immediately.
Credit System Essentials
Understand how credit bureaus work, what factors influence your score, and how lenders make decisions about your creditworthiness.
Score Improvement Strategies
Learn proven techniques to boost your credit score quickly and sustainably, from dispute processes to strategic payment timing.
Business Credit Building
Discover how to establish and grow business credit separate from personal credit, opening doors to larger financing opportunities.
Mortgage Qualification
Master the home buying process, from pre-qualification to closing, and learn how to secure the best possible mortgage terms.
Auto Loan Navigation
Get insider knowledge on auto financing, learn to negotiate better rates, and avoid common pitfalls in vehicle purchases.
Grant Opportunities
Explore available grants and funding programs that can supplement your credit-building journey and accelerate wealth creation.
Everything You Need for Success
When you register for Mastering Credit, you're not just signing up for workshops—you're gaining access to a complete resource ecosystem designed to support your financial transformation journey.
Digital Workbook
Comprehensive digital workbook with exercises, worksheets, and reference materials you can use long after the program ends. Track your progress and document your credit-building journey.
Templates & Checklists
Ready-to-use templates for credit dispute letters, budget planning, loan applications, and more. Our proven checklists ensure you never miss a critical step in your financial journey.
Resource Access
Exclusive access to curated financial tools, credit monitoring resources, and online platforms that make managing your credit easier and more effective.
One-on-One Support
Personalized guidance from financial experts who can answer your specific questions and help you navigate unique credit challenges tailored to your situation.
Networking Opportunities
Connect with like-minded individuals on similar financial journeys. Share experiences, learn from others, and build relationships that extend beyond the classroom.
Who Should Attend This Program?
Perfect for aspiring homebuyers
If you're planning to purchase a home, this workshop will teach you exactly what mortgage lenders look for, how to improve your qualification chances, and strategies to secure the best possible interest rates. Learn how to navigate down payment requirements, understand debt-to-income ratios, and position yourself as an ideal borrower.
Essential for entrepreneurs
Small business owners and aspiring entrepreneurs will discover how to build business credit separate from personal credit, access better financing terms, and establish the financial foundation necessary for business growth and sustainability. Understand how to leverage credit strategically for business expansion.
Auto Buyers
Anyone planning to purchase a vehicle and wanting to secure financing at lower rates with better terms.
Students & Graduates
Those with student loans looking to manage education debt effectively while building strong credit.
Credit Rebuilders
Individuals recovering from financial setbacks who want to rebuild their credit and regain financial stability.
Financial Planners
Anyone committed to taking control of their financial future and building generational wealth through smart credit management.
Flexible Format Designed for Your Convenience
Consistent Schedule
All sessions meet from 7:00 PM - 8:30 PM CST, perfect for working professionals and busy schedules. Each 90-minute session is packed with valuable content while respecting your time.
Virtual Accessibility
Sessions 1-3 are conducted via Zoom, allowing you to participate from anywhere with an internet connection. No travel required—learn from the comfort of your home or office.
Hybrid Final Session
The October 29th Implementation Workshop offers both in-person and virtual attendance options, giving you flexibility while providing hands-on support and networking opportunities.
Session Recordings
Can't make a live session? All workshops are recorded and available to registered members, ensuring you never miss critical information even if your schedule changes.

Important: Please bring a laptop or tablet to interactive portions, especially the final implementation workshop, to fully participate in hands-on exercises and activities.
Limited Space Available—Register Today
Don't Miss This Opportunity
Space in this exclusive program is strictly limited to ensure personalized attention and meaningful interaction. We maintain small cohort sizes so every participant receives individualized support and can actively engage with instructors and peers.
October is Credit Month at Community Dream Makers, making this the perfect time to focus on your financial transformation. Early registration is strongly encouraged as our programs typically fill quickly.
Investment in Your Future
This comprehensive 4-session program, complete with all materials, resources, and ongoing support, represents an investment in your financial future that will pay dividends for years to come.
Register Now
Secure your spot in this transformative program before spaces fill up
Questions?
Contact our team:
Patrick Dekale
Ange Mukadi
📞 214-728-7221
Transform Your Financial Future with CDMA
Your journey to financial mastery begins here. Community Dream Makers ACT is committed to empowering individuals and families with the knowledge, tools, and confidence needed to build lasting wealth and achieve financial independence.
This October, take the first step toward the financial future you deserve. Whether you're looking to buy your first home, start a business, finance your education, or simply gain control of your credit, Mastering Credit: Building Personal and Business Wealth provides the comprehensive foundation you need.
4 Expert-Led Sessions
Comprehensive curriculum covering every aspect of credit and wealth building
Complete Resource Kit
Digital workbook, templates, checklists, and ongoing access to valuable tools
Personalized Support
One-on-one guidance and networking opportunities with fellow participants
Flexible Format
Virtual and hybrid options with session recordings available to all members
Join us this October and discover how mastering credit can unlock doors you never knew existed. Your financial transformation starts now. 💫
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